Does skydiving increase insurance premiums?

Does skydiving increase insurance premiums?

I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds extreme for a one time event. Anyone know the truth? Thanks

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.INFO

RELATED QUESTIONS:

Help plz car insurance in MD?

well i am 20 years old. i have been driving a car under my mother's insurance name for a while, the insurance told her that if i got an acident while driving that car the insurance will never cover any damage and they consider that as a crime so Is that a crime to drive a car which ur name is not in the insurance list? also ifu know which insurance company is the best for me to get my own insurance

Insurance company policy?

I was hit in a wreck. They're insurance company quoted me $400 and wrote me a check for it which I did not accept. All they did was look at the external damages. Then I took it to a dealer collision center and they quoted me $1100 and they guessed more damage was done but couldn't say unless they took apart my bumper. I'm not wanting to get it fixed in a shop since my father can fix it for me, but $400 is not going to cover the cost of fixing it. so my question is... Does their insurance company have to give me the money quoted by other body shops or is my only option having it fixed in a shop?

What is the most affordable health insurance in NYC?

My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?

Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?

The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?

What is the cheapest online car insurance for an 18 yr old male?

My stepson needs to get some online insurance today............dont have alot of time to research. What would you say is the cheapest car insurance available on line........monthly payments?

Any suggestion for an auto insurance?

I'm currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?

How do I get car insurance over the weekend?

I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?

I got my first ticket today, will my insurance go up?

I have had my lisence for about a year, im 17. i got pulled over today for going 29 in a 20 school zone. i got a 66 dollar ticket, but i really need to know if my insurance will go up... so can i get some help please?!

Where can i get the cheapest insurance for my car?

Where can i get the cheapest insurance for my car?

Would Obama's plan mean free (or affordable) comprehensive health insurance for everyone, no matter what?

Is this what we can hope for? Affordable or even free health care for all Americans, rich and poor?

Confused about car insurance.?

I recently got my license but my parents aren't getting me a car just yet. If i ask to drive one of their cars they say no because i don't have insurance. They said they will get me insurance within a month but I'm curious if this is correct. My friends dad said as long as that car i am driving has insurance i can drive it, but my parents are saying I need the insurance. I don't know, I'm really confused.

How much will car insurance be for a sixteen year old girl who lives in California?

My parents don't have the money (plus they don't want to) to pay for my insurance, so even though i'm turning seventeen this year, I still don't have my license. I'm trying to get a job, though, and was wondering if anyone could give me a ballpark for how much it'll cost a year...I get good grades, I know some places will give you discounts if you have good grades...so yeah. :)

Premium financed insurance, any risks?

What scenarios can bank repo the collaterals in premium financed insurance? It seems too good to be true.

Car insurance, they didn't take payment, was I insured?

I have a classic car insurance policy with two cars on it, the policy started on one car but I later added a second. I have just taken the second car off the policy but it turns out ...show more

Life insurance question?

Heard an ad for a life insurance policy never heard before. It said if you do not die in a time frame not known, than your will get your money back. Is this the same as all policies that build a cash value simply worded differently or is there a new product on the market? If you care to speculate, then might health care insurance reform lead to such a policy being offered. Death is a bit more certain than needing health care.

Can one not tell the truth when getting a car insurance quote?

i got a violation on a previous occasion, and i can get like 40$ off with not telling them this, will it cause problems? also where can i get some accurate insurance quotes for my car?

Is it covered under insurance?

i want to change my old cavities to the white cavities to match my teeth. i hate to open my mouth in front of people because i have so many cavities. the thing is, is it covered under insurance and is it expensive?

Car insurance discounts?

i am quoting car insurance and it seems to be outrageous ive heard of a few discounts are there any other im not thinking of ..military ..student ..good driver ..multi cars any others?

How much will Car insurance cost me??? PLEASE HELP!?

I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.

Will your insurance rates go up if you hit a car but don't cause any damage (California)?

Someone rear ended me but no visible damage was done to my car. I'm going to report it to my insurance company but I most likely won't file a claim. Will the other person's rates go up even if I don't file a claim but only report the accident?

Can An unlicensed person buy auto insurance for their car and have other drivers?

My husband owns a car but has no drivers license at this time. He wants to insure his car and have friends drive. Is this possible?

Affordable insurance for children in Texas?

Does any one know of any insurance for children living in Texas? I had medicaid for my children; but, got disqualified because of a vehicle that we recently purchased. Our income really stinks. But, we never thought that it would affect us. But the resources count against us.

What vehicle has the CHEAPEST insurance?

I'm trying to save some money, and want to know what vehicle is the CHEAPEST to insure(no smart-*** answers)

What are some good insurance companies to contract with as an independent broker?

What are some good insurance companies to contract with as an independent broker?

Car tax and insurance?

how mich is yax and insurance on a car for over 25s my bf is nearly 25 and starting to drive xxx

Does skydiving increase insurance premiums?

I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds extreme for a one time event. Anyone know the truth? Thanks

Piaggio ape 50cc Insurace Please HELP?

Okay I'm 17 and looking at getting a Piaggio ape 50cc to drive around i live in a town in the uk, I have looked for a number plate to get a example of cost on insurance as if its loads I wont be able to get it! I'm pretty sure I don't need full licence to drive just CBT as I don't have full licence!

If I am 27 and single, do I need to be paying for life insurance?

I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?

How could I get my mom on my health insurance?

She is suffering from cancer and is thinking about filing for disability. When she leaves her job she will be dropped from her insurance. Also, she has blue cross and so do I. Please help.

My parents wont put me in car insurance?

My dad keeps giving me excuses to why I'm not on his insurance yet. His excuse now is that he wants to switch car insurances first, but that he can't until he fixes his car. Like why can't he fix his car under the new insurance? it makes no sense. I've had my license for about 3 weeks now. All my friends have been put under insurance as soon as they got their license. I'm trying to get a job, but I cant because I'm not on the insurance. and no one can drive me to work since they work themselves. My parents think my older brother is my personal driver, its annoying. I don't know what to do. Any advice?

Landslide in San Diego.....are the homes covered by homeowners insurance?

Are there any insurance that would have covered for their losses?

Which insurance company has the quickest claim?

Okay so I want to know which insurance company would give me the quickest claim without any problems between: state farm, farmers, hardford, and all state?

Which car insurance companies only ask for 3 years convictions?

Can anyone give me a of list of car insurance companies which only ask for 3 years of convictions...? I have 6 points, I'm 22, passed my test 3 months ago, and accumulated these points 3 years and 2 months ago... Catch my drift? :)

Are you insured if your parents have car insurance on that car?

I was pulled over the other day.. And I didnt have proof of insurance on me. I know when I show up to court I can show it though. My mom has it and I was driving her car for that day. So now I'm just wondering if I'm covered or not

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.

Flight connection insurance?

Does anyone know of a company I can buy flight connection insurance from? I am taking a trip with two separate airline tickets. If the first flight is delayed, I might forfeit the second ticket and be forced to buy a very expensive last minute ticket. All the policies I have found online are packages that include medical, lost baggage etc. which I'm not interested in. Also, the companies I've found that offer missed connection insurance only offer meals and accomodation (not transportation) or have a limit too low to cover buying a new ticket.

Impossible to get car insurance, what should I do?

I'm 18 soon and will be wanting to start driving but the cheapest quote i can get is 6000 etc on a 1.0 litre vauxhall corsa, There is no one i can get a policy with as my mum doesn't drive. is there any suggestions? only British people will understand this problem

Getting car insurance please help ?

I live in MN And in a small town. And I dont want to ask for car insurance yet. Im just asking and estimate for me One male 18 2 tickets 99 s10 blazer 4 doors 4 wheel drive And if full coverage Would 750 for year be right ? Would that be enough

Need help with car insurance questions.?

I'm getting my license in a few months and I am looking into car insurance and so forth. I live in Gulf Breeze,Florida. Taking the drivers ed. class. Make A's in school. What would be the best car insurance company to go with? The cheapest car to insure? Anything really that you know and could give me information on would be greatly appreciated. Thanks

Whats the cheapest non-owners...?

Car insurance?

Has anyone driven past a police car without car insurance?

I've read on the internet and asked questions here on Yahoo about people driving without car insurance. The majority have said that police cars have a scanning system that automatically checks cars that goes by for MOT, tax and car insurance. I am wondering if anyone has recent experience of driving without car insurance past police cars and have anything happen to them? Have the police cars picked up that you have no insurance? I have car insurance by the way, i am just curious.

Instant Whole Life Insurance Quote Question:?

What are some cool instant whole life insurance quote sites you have to share? I've looked around a bit but I figured I'd ask here. Any link you can share will be appreciated.

How much for motorcycle insurance?

I am a 17 year old male and interested in getting my motorcycle license and am wondering if anyone has a rough estimate for insurance cost. I plan to get something small for my first bike, such as a honda rebel 250 or a suzuki tu250. I will use it for leisurely driving in a rural town. I have a valid NYS license and currently have not been in any accidents.

Average car insurance rate in Massachusetts?

I am a 18 year old female and I just recieved my license. I went to driving school (this included sit down classes and road lessons). I have good academic standing( my gpa would equate to an A+). Also I have never been in an accident during the time I have had my permit. I would like to know a decent average throughout Massachusetts without having to go on several online sites and fill out extensive questionaires just to get a quote (the questionaires are also asking me for the type of car the I drive and I don't own one yet. Although I will probably stick to American cars such as Ford). Can anyone help me? Please and thanks!

Where can I buy affordable car insurance?

I know u can do it in the UK...but can't find any insurance agency in the US to do it.

Problem with insurance?

I got in an accident that I am not in fault. Basically I was stopped at the intersection behind the red lights. A car from opposite side ran the red light hit the crossing car and the second car spin and hit my car. I have full caoverage and fixed my car with my insurance and have my insurance claim the money from the first driver insurance company. I rent a car under my coverage and also pay $500 deductable to fix my car. Now is almost a month pass and I keep calling my insurance to know if they got paid by the other insurance and requesting to pay me back for rental and the 500. My insurance is telling me that they may not be able to get ever thing they might be get only the cost of the fixing my car. What should I do? Should I sue my insurance or not?

Auto Insurance Help....?

I need insurance on my car, and i don't fully own it, my name is on the title and i finaced it so i have a lien on it....i'm only 20 so full coverage is pretty expensive! would it be possible for my dad to be able to add me to his policy?

Cheapest insurance for a 05 ford mustang?

am 19year old and have my licenses for 2 years. a also financing the car.

How much does car insurance cost?

I am 20 and a new driver. I drive a corolla 2009. How much would car insurance cost in canada? What is your average car insurance? per month or per year? would it be like $100 per month or what? just an estimate doesnt have to be exact

Do I need insurance to get my driver's license in Iowa?

meaning do they ask for insurance papers?? my friends car that I am planning to use for license test is insured but he doesn't poses the insurance papers. Do they ask for insurance papers or can you just tell them its insured and that's it.

Cheap car insurance quotes??

I've heard 'Co-op' is a good place to get cheap car insurance from.. However i've tried to get a quote of their site and it seems they want you to have a car already chosen or something. I don't have a car, im 18 and i neeeed one. Can anyone help me!? I'd like a fiat 500 orrrr a silver fiesta. Thank you!

Does skydiving increase insurance premiums?

I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds extreme for a one time event. Anyone know the truth? Thanks

Can you drive someone else's insured car without YOU having your own personal insurance in Ohio?

I'm 17 and i get my license the 26th. My mom is now paying off my car but i do not have insurance yet. Is it legal for me to drive hers or anyone else's car that has car ...show more

Where to get cheap full coverage car insurance in san mateo california?

Where to get cheap full coverage car insurance in san mateo california?

How do i find out the laws of car insurance policies in the state of RI?

If my insurance company in ri has totaled my car can my sales tax be refunded

Do grades affect insurance on a car?

okay, so, I am learning to drive, and, my parents say that if I don't have at least all B's or a B GPA my insurance will be too expensive. me being a male in a 2 door sports car. do grades really have anything to do with it? I have a C average, right now. what if I pass the drivers ed classroom with flying colors? state of indiana, by the way.

Pregnant and need insurance

where in pinellas county can i get insurance help for pregnancy as far as free insurance?

50cc Scooter Insurance Help?

I'm 16 in 9 days, and I'm going to celebrate with a Peugeot V Clic Silver Sport. However, I'm going to need insurance. I live in a quiet area, and my scooter will be kept in a locked, secure garage with four other scooters. I'm also very responsible and won't be thrashing it and doing wheelies. Does anyone think this will reduce the cost of insurance?

Mens car insurace???

How much more do men under 24 pay for insurance than women under 24?? On average??

NJ car accident, not my fault ,no insurance?

On 10/27/11 I had a car accident where a driver ran a red light because she was looking at her GPS (she stated); The car is not mine it is my boyfriends and I didn't know that his ...show more

Temporary Motocycle Insurance?

Does anyone know any insurance company's that can provide cover for 2/3 months? I'm turning 25 in August and can save a few hundred 's by waiting and the bike will be securely locked off the road until then. I know ebike can do it, but I'd like something to compare their quote to. THANKS!!

Insurance question?

Well I'm under 18 and don't live with my parents. my job doesn't offer dental or health insurance. I need to go to an orthodontist to get a check up, and I may need some kind of retainer, braces etc because of jaw pains. Is there a way you can make payments without insurance? Or get some kind of plan? If I can't do anything until I'm 18 what kind of insurance should I get? thanks!

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

What is the cheapest BMW on insurance and fuel?

Just was wondering which car would be the economical one. I'm guessing its probably something in the 3 series but not sure, Anyone know?

Insurance on my car while son practices (UK).?

My 17 year old son want to learn to drive, and wants to get his provisiional license as soon as possible. When he starts learning, do I have to take extra insurance on my car while me or my wife (both registered drivers on the car) are supervising him?

Adding a new driver to insurance.?

In Ontario, if a new driver was added to insurance on a 03 dodge caravan how much would it be about?

What is the difference between group health insurance plan and individual health insurance plans?

What is the difference between group health insurance plan and individual health insurance plans?

Insurance for senior parents?

I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?

Insurance settlement.?

Back in October, I was hit by a vehicle that was backing out too fast from a parking spot. My vehicle was parked and there was no one in the driver seat. My three children were also ...show more

Insurance comparison websites. Why can't I ask about a theoretical car?

They need the registration number. Why also do they need to know my phone number? All I want to know is- can I afford the insurance? A lot of people tell new drivers to go on comparison sites to get prices, but in reality you can't use them.

Cancel Geico Insurance Online?

Is it possible to cancel my insurance online?

How much on average does it cost for business insurance yearly in Ohio?

I want to find out how much a small business insurance would cost yearly on average in the state of Ohio

First car! help with car insurance,tax&other stuff please ?? uk owner?

smart car 2 seater white and silver 2010 reg how much would it cost to tax and insure female driver at 17 year old? best place for insurance ?? is it worth getting a black box installed into the smart car ?? if so how much do the cost on average? where is cheapest place to get break down cover ?? what over things do i need to consider on my first car? how much does a smart car cost to fill with fuel in uk?? would love some help if possible kind regards mia xxx :D

What's the average price for moped insurance for ages 18-25?

How much can I expect to pay per month for insurance for a 125cc moped? I'm just looking for a ball park range.

I still haven't received my national insurance card? Does anyone know how long i'll have to wait?

i just recently applied for a NIN and couple of weeks back i received a letter with my NIN. Yesterday i got a call from a company for a interview and they've asked me to bring my card along for proof and i told them i have a written letter about my NIN but still haven't received the card. They have told me that without the card they can't offer me the job because they need to take a photocopy of it and have given me a week's time to get things sorted out :(( its been 3 weeks now does anyone know how long it takes to send the card? i'm not a uk citizen :) after 7 applications i finally got a call for interview and curse my luck :((

What are some A rated insurance companies? or how do I know my insurance company is A rated?

Is their website that shows A rated insurance companies? I use a small independent insurance broker that represents several insurance companies. The broker is Control Insurance Inc and the auto insurance is Safeway

What happens if you get caught driving without insurance?

In Florida I'm just wondering :o

Does skydiving increase insurance premiums?

I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds extreme for a one time event. Anyone know the truth? Thanks

Car insurances how they rate?

different car insurances how they compare

Where can I find the best and most affordable Health Insurance?

not some rip off. but a real company and i hate BCBS

Does each driver of a specific vehicle need to have car insurance?

Does every person who plans to drive a specific car need to have their own insurance? My husband and I are about to buy a car, and we're wondering if we both need insurance or if just one of us could have it. We would both like to be able to drive the car. (we'll be living in Idaho, if that makes a difference)

Can you have car insurance without owning a car?

my 20 year old is in another state going to college, can he get car insurance on his brother's car?

Should I purchase life insurance for my child?

Should I purchase life insurance for my child?

Are insurance payments for turboed cars high?

I am 17 and I am going to get a car soon. I want to get a '95 Nissan 240sx with a sr20 swap from my dads friend. I know it seems like a lot of car for a 17 year old but I've driven turboed cars before and can handle the power, so please no rude comments. I really want this car but the only thing that concerns me is the insurance payments. Will they be really high because it is a turboed car? And because I'm only 17?

What affordable insurance can i apply for if im 20 working and not sickly?

What affordable insurance can i apply for if im 20 working and not sickly?

Who has the best insurance quotes?

Who has the best insurance quotes?

Normal Insurance on the Dodge Charger?

I'm looking to buy the dodge charger 2011, I want a car that's good on gas and insurance. I have a Grand Prix right now and i'm fine with my insurance on that but I can't find out how much insurance is on a charger because I don't have one could someone tell me the about the amount of insurance I don't need and exact number.

Car insurance rate, Toronto, 18 year old?

How much for a MALE 18 year old, 20 year old, and 25 year old would car insurance cost if you got your License when you were 16. In Toronto.

Will my child automatically get added to my car insurance when he gets his license?

My 18 year old son is getting his license tomorrow. And I was wondering, when he gets his license through the DMV... Will he automatically get added to my car insurance? If so when? Is there anyway to prevent him getting placed on my insurance without me doing so. My rates would be a killer. Thanks

Is it unsafe to get a home loan with no deposit?

I would really like to take advantage of the first home buyers grant but will not have a deposit in time. I have looked at no deposit home loans but have heard they can be dangerous. Is that true?

Motorcycle insurance estimate after DWI?

I'm 21 and had a pretty clean driving record untill 2 years ago when I was charged with a DWI and was convicted of it 1 year ago and lost my licence for a year. I'll be able to get my licence back in 2 weeks. I just purchased a Harley that I want to insure with liability I'm wondering what other people in the same situation are paying for insurance? I'm hoping to keep it under $80 a month for liability on a motorcycle. I was paying $55 a month for 2 older vehicles with liability before the accident and motorcycle insurance is typically cheaper. Any suggestions on good high risk policies that insure motorcycles?

Cheapest Motorcycle insurance in Michigan?

Cheapest Motorcycle insurance in Michigan?

Does MetLife car insurance cover household members?

I recently obtained my Massachusetts Junior Operator License. My mom has metlife car insurance and I'm trying to figure out if I'm covered on the insurance. The metlife website says that it covers you, members of your family that live in your house, and anyone who uses your car with your permission Does that mean that I'm already covered or do I need to be listed under her insurance policy?

I need cheap car insurance in ny?

I need cheap car insurance in ny?

Is a 2004 used infiniti g35 a good and affordable car?

i am saving up about 2000 to put down on it. and how much would the monthly payments be. including insurance? i gross about 700-900 a month. thanks.

Cheapest car insurance in san antonio?

Cheapest car insurance in san antonio?

How can I get a car insurance quote if I'm under 18?

I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?

Can i add someone to my car insurance policy?

i live in Toronto Canada , and i go to university.. i want to buy a car for me and my bro who lives in windsor , to share between us.. i was wondering if i will be able to add him to my insurance even though he doesnt have the same address as me..

Help with car insurance?

i have a driving licence but do not own a car so i have no insurance of my own. if my friends mum offered to lend me her car for a few hours could i drive it through her insurance if she is fully comp and she gave me permission to drive it? and if i was to get pulled over by the police what would happen ?

Cost of car insurance in michigan with the full time driver being 18?

what is the cost of car insurance for 1 year in ichigan with the full time driver being 18? can you tell me where you found this?

Insurance is ridiculous on a new car company why?

Basically i live in the UK and i want to buy from the uk dealer a 14k SUV by great wall cars from china, they have only been making commerical cars for like 4 years i think. i have been driving for 3 years with 3 years no claims. I went to look at insurance and it shows up as 11K a year!? is this because its a newish company and they really dont want me to drive the car? or what?, i can get insured on a 40k car cheaper than that!!

How do I find out what this person's car insurance is?

There is a coworker of mine who dented my car. He has a North Carolina licence plate but he works with me in New Jersey. Obviously he's commiting rate fraud to pay lower rates which I don't care about except he banged my car. I've asked him to give me his insurance several times over the past couple of months but he never does so now I've had it and I want to report it directly to his insurance company. How do I get this information if he's not willing to give it? I have only his name, but if I speak to the secretary where we work I can probably get his ss# too if I need it to get his insurance info.

Can car insurance limit your driving distance by gade?

My father wouldn't let me road trip to another state because my car insurance would only let me drive from here to school. Can car insurance limit the places you drive?

Does skydiving increase insurance premiums?

I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds extreme for a one time event. Anyone know the truth? Thanks

https://www.linkedin.com/pulse/maine-mutual-insurance-john-gutierrez/