Why am I paying more for my insurance because of my credit?

So, I recently paid off all my debt that was racked up from an irresponsible boyfriend. My score is in the high 600's, so pretty mediocre....but I'm relieved that I don't have any debt. The insurance I pay on my car is a higher quote than normal due to my credit and I'm just curious why that would influence the rates. How does having past outstanding debt mean I am a bad or unsafe driver? I am 30, have a college degree, have a good job, don't have anything negative on my driving record. I just don't think that it's fair to be charged more than another person because of spending habits; the two (in my mind) are completely unrelated.

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.INFO

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